Almost all workers in Ontario’s construction industry are now required to have Workplace Safety and Insurance Board (WSIB) coverage.
Effective Jan. 1, most independent operators, small businesses and executive officers in a corporation working in construction were required to begin paying WSIB premiums. Executive officers and partners whose businesses are already registered with the WSIB also must report their own earnings and pay premiums.
Coverage costs are determined by earnings and the activity of the business.
Exemptions are available for home renovators exclusively working in the field of renovation that are contracted directly with the individual living in the residence under construction. Businesses are also permitted to choose one executive officer or partner to apply for an exemption from coverage. The executive or partner must not perform any construction work on the project.
The changes will affect an estimated 90,000 independent operators who have never had to pay into WSIB before, according to the WSIB.
WSIB website about the changes
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